"Harris, a 22-year-old smoker, was set to see his cost per paycheck rise to $29.60 from $25.40. He says he has decided not to sign up for coverage. Given his low income, as Harris foregoes coverage any major medical bills could potentially fall to taxpayers through the government's Medicaid program."
$4.20, a pack a week? Maybe three packs a month and he drops insurance. Because he is busy engaging in activity that makes him more expensive to insure he can't afford insurance so the rest of us that are working get to pick up the tab.
Welcome to the Welfare State, get comfortable.